How to Know if You Need Commercial Umbrella Coverage The fact of the matter is that regardless of how much you plan or the amount…
Commercial Insurance
How Does Equipment Breakdown Insurance Work? If your business’s equipment suddenly stops working, you could quickly find yourself tens-of-thousands of dollars in the hole while…
How Does Business Crime Insurance Work? Business crime insurance, also referred to as commercial fidelity and crime insurance, is designed to protect a company’s cash,…
Business Environmental Liability Insurance Details According to the National Association of Insurance Commissioners (NAIC), an increased frequency and severity of natural catastrophes, such as floods…
What is a Commercial Package Policy? There isn’t much confusion when it comes to a commercial package policy, which bundles together two or more commercial…
The Basics About Business Interruption Insurance Business interruption insurance, also frequently referred to as business income coverage, helps protect against lost income and extra expenses…
What is Accidental Death and Dismemberment Insurance? Accidental death and dismemberment (AD&D) insurance provides lump-sum benefits if you’re injured, dismembered, or killed in unforeseen accidents…
Why Do Businesses Need International Product Liability Insurance? If you’re a manufacturer, distributor, or sell physical goods, international marketplaces can offer untapped sources of revenue…
How Does Inland Marine Insurance Work? If your business ships equipment or products between locations over land, you might need to purchase an inland marine…
All About Medical Risk Coverage According to Investopedia, “studies show that medical negligence is the third leading cause of death in the United States.” In…
What is Kidnapping and Ransom Coverage? Kidnappings—including ‘virtual’—have become increasingly popular over the last several years, especially in some areas of the world. What if…
Pandemic Business Insurance According to Statista.com, pre-coronavirus pandemic calculations indicate that “most major economies will lose at least 2.4 percent of the value their gross…
Deciding if International Business Insurance is Right for You Your company might already have protection in place through a commercial general liability, commercial property, or…
All About Liquor Liability Insurance According to a report from John Hopkins University’s Center on Alcohol Marketing and Youth, a total of 44 states and…
The Basics About Errors & Omissions Insurance When it comes to your company, you run a tight ship. But the reality is that if one…
What You Need to Know About Directors and Officers Liability Coverage The bottom line is that if your organization operates in an industry where it…
Auto Insurance Core Details Commercial auto, also commonly referred to as business vehicle insurance, shares many similarities with personal auto insurance. However, there are some…
Tips for Buying Business Insurance You already understand that commercial insurance is a must-have for your business. But how often should you revisit your coverages,…
What You Need to Know About Employment Practices Liability Insurance The US Equal Opportunity Employment Commission reports that during 2019, there were nearly 81,000 employment…
Cyber Liability Insurance Details According to Statista, April 2020 marks the most significant data breach on record, when sales intelligence company Apollo revealed more than…
What You Should Know About Business Income Insurance Business insurance‘s goal is to help protect your company against unforeseen—and potentially devastating—property and liability losses. But…
All About Workers’ Compensation Insurance Workers’ compensation insurance protects your business in many ways, including helping your employees heal from work-related injuries or illnesses and…
Choosing Commercial Business Insurance The reality is that in today’s world, every business needs commercial insurance to help protect them against potentially disastrous circumstances. But…
The Basics Behind Commercial Business Insurance Depending on the type of coverage you need, your business isn’t always required to carry commercial insurance. But, can…
Check Out These Commercial Coverage Endorsements Like home and auto, you can use endorsements—also frequently referred to as riders—to modify the coverage provided under a…
What You Need to Know About Commercial Property Insurance Every business needs commercial property insurance, regardless of its size or exposures, including leasing or owning…
Details About Commercial General Liability Coverage More than seven million small businesses operate in the United States require commercial general liability (CGL) insurance to help…
Business Owner Policy Basics Business owner policies (BOPs) bundle several important property and liability coverages together at prices that are less expensive than purchasing each…
All About Commercial Business Insurance Commercial insurance isn’t a one-size-fits-all solution, since it provides different levels of protection to help you and your business weather…
Different Types of Commercial and Business Insurance Risk Advisors know business in the Houston area. There are as many unique insurance needs as we have…
Why you need commercial insurance Commercial insurance is an important means of protecting your company from the risks that it faces. The majority of businesses…