(866) 341-8542 & (281) 255-4444

FAQs

The year 2020 will prove to be a year of major change for Medicare plans, particularly for Medicare Part D structure.  A central piece of Obama Care legislation was to close the dreaded coverage gap known as the donut hole. After the passage of the Affordable Care Act, the donut hole was scheduled to be incrementally phased out beginning in 2011 with complete elimination by January 1st, 2020.  This means you will finally have peace of mind knowing your prescriptions will not increase in cost once you cross over the initial coverage level. Click here for more details.
Category: Medicare

Depending on which type of policy you have that supplements your Medicare will dictate if you have a network of doctors and hospitals or not.  Some Medicare plans are either HMO or PPO networks and original Medicare is a national fee for service with no networks. There are big differences between these policies with respect to provider availability and access to the care you need to understand before a claim arises.

Click here for more details.

Category: Medicare

Many seniors on Medicare are rightfully concerned about the MACRA changes enacted by Congress and how this law will affect them going forward.  As with just about any law that makes changes to a long-standing program like Medicare, these changes will only affect newly enrolled beneficiaries to Medicare on or after January 1, 2020.

Click here for more details.

Category: Medicare

A driver tracking device such as Telematics can collect a number of data points, but most often, will use the following data as a baseline: Driving time, speed, braking, and the mileage traveled.  All these indicators paint a picture for the insurance company of what type of driver you are and by what discount, if any, you may qualify for. For the most part, drivers that stay off the road after 10 O’clock at night and drive fewer miles per day with soft braking habits are deemed less risky than drivers with opposite habits.

Click here to read a detailed post.

Category: Auto Insurance

There are several other common special enrollment periods which will allow you to enroll or make a change to your existing Medicare insurance plan which we will review here, the most common one being a transition in retirement from private employer insurance to Medicare and supplemental or Medicare Advantage coverage.

Click here for a detailed explanation.

Category: Medicare

First, you can make a change to one of these plans during the AEP(Annual Enrollment Period) that runs from October 15th through December 7th of each year.

The second enrollment period is new for 2019 and thereafter and runs from January 1st through March 31st of each year.  During this time you may make one selection to a new Medicare Advantage plan with prescription drug coverage. 

Click here for a detailed explanation.

Category: Medicare

Load More

Call Now!