The year 2020 will prove to be a year of major change for Medicare plans, particularly for Medicare Part D structure.  A central piece of Obama Care legislation was to close the dreaded coverage gap known as the donut hole. After the passage of the Affordable Care Act, the donut hole was scheduled to be incrementally phased out beginning in 2011 with complete elimination by January 1st, 2020.  This means you will finally have peace of mind knowing your prescriptions will not increase in cost once you cross over the initial coverage level.

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