Avoiding Obamacare/ACA Plans: There Are Alternatives in 2017

2017 Obamacare Alternatives

 

Chances are, where your health insurance is concerned, you are FRUSTRATED!  For many Americans health insurance premiums have taken a sharp increase in recent  years driven by the changes enacted by Affordable Care Act (ACA) otherwise known as Obamacare. Many have lost their plans and have had to shop for a new one.  But, for many the cost is simply out of their budget!  There are alternatives, though, and we can help!

There are alternative health insurance plans available that are non-compliant with ACA that offer great coverage at a great price.

The difference?

You would pay the penalty fee, which in most cases is well worth doing for the savings!



The Hospital Indemnity Plan Offers Benefits Such As:

  • Utilizes the Private Health Care Systems PPO network

  • Choice of Amount of Coverage per covered person per calendar year

  • Choice of Deductible Amount

  • Separate Hospital and Outpatient Deductibles, Outpatient Deductible only $50/yr.

  • In many cases will qualify you for a “contracted” rate with health care providers

Some Things To Consider:

  • These policies do have qualifying health questions which may disqualify those with serious health conditions
  • There is a standard 12 month waiting period on pre-existing conditions

If you’d like to know more about these great health insurance plan options please contact us and we’ll be happy to help you!


E. Steele

IHS Insurance

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