What is Global Medical Insurance ?
Global Medical Insurance allows you to choose from several plan options, customize your length and area of coverage and select from multiple deductibles and modes of payment. With your medical history in mind, the program provides different underwriting methods to extend medical coverage to you that may be declined by other companies.
Global Medical Plans
If you plan to live or reside abroad for an extended length of time, you will want to make sure you invest in a high-quality international health insurance plan for the period you are overseas, outside of your home country, in case something happens and you need to seek medical treatment. For most countries around the world, it may also be a requirement of your visa (if you need one) to show proof of adequate coverage. These plans are ideal for Expatriates, Global Nomads or International Citizens who are abroad for the majority of each year.
What is International Health Insurance?
International Health Insurance offers comprehensive worldwide coverage for individuals and families living abroad for a year or longer. Coverage should include in-patient, out-patient, wellness, evacuation, dental, vision and select other benefits. Plans are renewable each year for life or until a specified termination date.
How Much do Global Medical Plans Cost
One of the first question we often get: “How much does international health insurance cost?”. Eligibility and premiums are based primarily on a policyholders age, medical history and area of coverage (typically not on an individual’s claims history), as well as the deductible and maximum coverage, selected. Plans will normally offer two areas of cover; Worldwide or Worldwide excluding the USA, sometimes excluded countries also include Canada, Hong Kong, and other more expensive countries for medical care. If you choose the coverage that includes the US, it will typically be more expensive. The reason for this is that medical care in the USA is the most expensive in the world. At times, international medical insurance providers (i.e., GeoBlue and Cigna) will rank countries by medical costs and have premiums adjusted accordingly.
International Health Insurance
for expatriates and globally mobile individuals
Cigna Global Health Options helps you create a health insurance plan that’s perfectly tailored for the needs of you and your family by offering you the reassurance of comprehensive core cover, and the flexibility of additional modules to build a plan which fits your needs.
OUR CUSTOMERS CHOOSE US FOR THEIR INTERNATIONAL HEALTH INSURANCE BECAUSE ONLY CIGNA GLOBAL HEALTH OPTIONS GIVES YOU ALL THE FOLLOWING BENEFITS:
- Access to our global network of trusted hospitals, clinics and doctors
- The flexibility to tailor a plan to suit your individual needs
- The convenience and confidence of 24/7 customer care
- The reassurance of our experience in delivering international healthcare